Intangible Asset

Intangible asset is an asset that is not physical in nature.It includes trademark, patent, business process, integrity, security and so on. These assets are the basic sources of risk.A number of intangible asset models have developed over the years. They are patent licensing & enforcement companies, reinsurers, market makers, investment research firms.The brand name of a company is seen as an indefinite asset, as it stays with the company as long as the company exists. Intangible assets do not have physical value but they are very useful for a firm, which can ultimately determine the success or failure of a company.

Finance Capital

Finance Capital is the fund that is provided by lenders to businesses so that they can purchase real capital like equipments for producing goods.Lenders provides this finance for a price i.e interest.Moreover it is the mechanism that represents wealth.It can also be obtained by producing more than what is immediately required and saving the surplus.There are various source of capitals like Project Finance, Share Capital, Retained Profit, Mortgage, Venture Capital.

Collection Agency

A collection agency is a business that collects payments on debts which are owed by individuals or businesses. They are the agents of the creditors, collecting debts for a fee or percentage of the total amount owed. Some agencies are referred as debt buyers who purchases debt for the full balance.This debts are generally sent to the creditors because they prefer it to remove them from their account receivable records. The difference between the collected amount and full value of the debt is then written off as a loss. They generally calls the debtor to inform him/her about his obigation to repay the debt. He also sometimes motivates debtors to pay off debt.